Entrepreneurs with low incomes stand to benefit the most from small loans, yet few qualify for them: poor credit, minimal savings, and other financial challenges stand in the way. Life Assets provides microloans (under $5,000) to promising entrepreneurs who too often get overlooked. 75% are recent immigrants and 80% are women with low incomes (40% of whom are single mothers). Microloans allow them to start or grow businesses, earn an income, and create jobs. Additional business training and support sets them up for success, leveraging the loan and encouraging long-term financial sustainability. A loan program helps borrowers build or repair their credit scores – critical in securing employment or renting a home. Since 2011, Life Assets has provided nearly 2900 loans to 1500 entrepreneurs, with a repayment rate of over 98%. For every dollar loaned, two are generated: a superb investment.